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Supplemental Benefits

Employees may enroll in supplemental benefits offered through the State of Connecticut Supplemental Benefits Program. This program is designed to complement the benefits provided by the State. All benefits are available on a voluntary basis are are paid entirely by the employee through the convenience of payroll deduction. Choices of benefit options include:

Auto and Homeowners Insurance

Liberty Mutual Insurance Company
888-257-4889
Available to full-time, active employees working 17.5 or more hours per week, retirees and spouses2, this product protects against liability and damage to, or loss of, auto, home and other personal property.

Travelers
888-695-4640 (New enrollment)
800-842-5075 (Existing enrollment)
All State of Connecticut employees and retirees are eligible to apply for auto and home insurance at special program rates from Travelers. Plus, active employees working 17.5 or more hours per week can take advantage of payroll deduction with no required down payments or monthly service fees.

MetLife
800-438-6381
Available to full-time, active employees working 17.5 or more hours per week, retirees and spouses. Home and Auto Insurance protects against the financial loss and/or liability expenses due to an accident, the damage to, or loss of, your automobile, home and/or other personal property.

Long-Term Care Insurance

Transamerica
800-LTC-CT89
Available to full-time, active employees working 17.5 or more hours per week and retirees, spouses, parents, parents-in-law, grandparents and adult children age 18 or older (for purposes of this offer, the State of Connecticut recognizes the term ‘spouse’ to include civil unions and domestic partners), this product protects against the cost of long term care, whether at home, an adult day care, an assisted living facility or in a nursing home. All policies are certified by the Connecticut Partnership for Long-Term Care and provide asset protection under the Connecticut Partnership Plan.

There is a State of Connecticut Discount of 5% plus potential for combined discount of over 30% when a Spouse is also accepted for coverage. As an added benefit, there is never a charge for paying through payroll deduction.

Eligible employees will be allowed to enroll at any time. Transamerica will extend simplified underwriting to new full-time employees ages 18 - 65 applying for coverage during a thirty day window after they have been employed for a 6 month period. After that eligibility period, all applicants will be required to answer additional medical questions.

Current MetLife participants will continue to be serviced by MetLife. Questions regarding current long term care participation with Metlife may be addressed to Metlife at 888-565- 3761.

Current UNUM participants will continue to be serviced by MedAmerica. Questions regarding current long term care participation with UNUM may be addressed to MedAmerica at 1-877-202-6043.

Long-Term Disability Insurance

Hartford Life & Accident Insurance Company
888-723-8583
Available to full-time, active employees, working at least 30 hours a week, this product protects against the long-term loss of income due to accident or illness. This offering should be of particular interest to members of Tier II and Tier IIA of the State Employee Retirement System as they are not covered by non-service connected disability provisions before completing ten years of vesting service.

Short-Term Disability Insurance

Colonial Life
800-884-0689 or 860-645-8833
colonialHR@colcapitol.com
Available to full-time, active employees working 17.5 or more hours per week, this product protects against the short-term loss of income due to an on the job or off the job covered accident or illness.

Lincoln National
866-858-1171
Available to full-time, active employees working 17.5 or more hours per week, this product protects against the short-term loss of income due to an off the job covered accident or illness, including pregnancy and complications of pregnancy.

Term Life Insurance

Dearborn National
866-858-1171
Available to full-time active employees, retirees, spouses2 and dependent children interested in supplementing their life insurance coverage (employee/retiree must participate in the State’s Basic Group Life Insurance Program). Available in amounts from $10,000 up to $500,000.

Universal Life Insurance

ING Employee Benefits
888-909-4274
Available to full-time, active employees working 17.5 or more hours per week, spouses2, children and grandchildren (grandchildren who are residents of New York and under the age of 14 ˝ are not eligible) interested in supplementing their life insurance coverage offered on a qualified issue basis.

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Contact

For more information, visit the State website or contact the Benefits Unit:

A-K: Teri Chasse, 860-679-2791

L-Z: Jennifer Hart, 860-679-3549